One of the most important decisions you need to make before you retire is when to claim Social Security benefits.

Many retirees apply for Social Security before reaching full retirement age. By doing so, they may significantly and permanently reduce the benefit that they – and possible their spouses – could receive over a lifetime.

Social Security provides not only a guaranteed income stream but also longevity protection, spousal protection, and some inflation protection. It may be the closest thing you receive to a traditional pension.

Whether you’re single, married, divorcd, or widowed, there may be ways to maximize the lifetime Social Security benefits you receive. The concepts discussed in this course are most suitable for those with investable assets of $100k or more.

You are invited to an education seminar where we’ll focus on:

• Changes to Social Security filing strategies
• How to claim retroactive benefits
• How married couples can help enhance their combined monthly and lifetime benefits
• The effect of remarriage on survivor benefits for widowed and divorced spouses
• How the “do over” and “start, stop, restart” strategies work
• Five factors that could reduce the actual payments you receive

Join us at The Armstrong Center on Thursday, February 24th at 6PM.