Are You Suffering From Financial Stress?

Despite the strengthening economy and positive outlook, some people are still experiencing high levels of financial stress. Many are worried about meeting monthly expenses, with 30 percent reporting in a recent survey of over 1,000 people that concern over their financial situation keeps them up…

The Importance of Investment Mix

11As individuals progress from young adults to the age of retirement, their investment mix traditionally changes to meet their needs. This is typically a reflection of a person’s goals, tolerance for risk and investment timeline. Generally, as the time nears to tap into investments for…

Stock Market Performance During Election Years

There’s only so much a U.S. president can do to improve the performance of the stock market, but that doesn’t keep people from connecting the highs and lows with the person sitting in the Oval Office. Regardless of party, the markets have traditionally improved during…

The State of Real Estate Investment Trusts (REITs)

“The average investor has no idea what’s going on, but this is a big shift.”1 That’s what Robert Gordon, the head of New York brokerage firm Twenty-First Securities, said about the reclassification of real estate investment trusts from the financial services sector into their own…

Pension Payments and Retirement Income Trends

It used to be that only surviving soldiers were guaranteed an income to enjoy in their later years, a concept introduced during the first century B.C. by rulers of the Roman Empire. The idea of companies helping workers put money away for retirement didn’t exactly…

Financial Strategies: CDs, Stocks and More

In some way or another, there’s risk involved with any form of investment. Staying away from high-yield investments may prevent you from losing a significant amount of money, but then you may run the risk of not having enough retirement assets to reach your goals….

Too Much Positivity can Equal a Negative

The mind is a powerful tool. It can protect, justify, trick and even make good things happen by its sheer will. A good example is the placebo effect, a biology-based phenomenon with proven positive results.1 But there are limits to what a positive mindset can…

Regret over Brexit?

In the aftermath of the United Kingdom’s decision to leave the European Union, financial commentators have predicted all kinds of fallout, including Scotland’s secession, generational disputes and uprisings, a cross-border exodus of worker talent and companies, economic recession, deficits in government budget and pension fund…

Where Do We Stand as a Country?

263If there’s one phrase that’s entered the mainstream lexicon as the 2016 election approaches, it’s “Let’s make America great again!”1 Every president, regardless of party, vows to make the country better in some way, but as a whole, has America lost ground?2 Are we really…

Potential Models for Retirement Income

As important as it is to plan your retirement goals, you never know what variables could force you to change course. Fortunately, there are a variety of options that can keep speed bumps from running you off the road to retirement. One of the most…